Residential Real Estate

Help to Buy


Buying your first home, especially in London, has never been harder than in recent years.  To try and help people get their foot on the property ladder the Government offers a Help to Buy scheme offering various financial assistance to first time buyers.

Bolt Burdon’s specialist lawyers can assist you with buying your first home through the Help to Buy scheme, as a firm we are fully registered with Help to Buy and are approved to deal with the loans.

There are different schemes available that we have experience of and qualified to help you with:

Equity Loan – You can get a low interest loan towards your deposit, in order to be eligible the new home must:

  • be a new build
  • have a purchase price of up to £600,000 in England (or £300,000 in Wales)
  • be the only one you own
  • not be sub-let or rented out after you buy it

If you are buying with an equity loan:

  • you need a 5% deposit
  • the Government will lend you up to 40% (up to 20% outside London)
  • you need a mortgage of up to 75% for the rest (up to 55% in London)

Help to Buy ISA – If you’re saving to buy your first home, the Government will top up your savings by 25% (up to £3,000). If you’re buying with someone else, they can also get a Help to Buy ISA.  You don’t have to pay it back and you can use the scheme together with an equity loan.

To use the ISA the home you buy must:

  • have a purchase price of up to £250,000 (or up to £450,000 in London)
  • be the only home you own
  • be where you intend to live

As part of looking after your purchase we will liaise with the Help to Buy scheme to deal with the loan requirements and the draw down of funds for the completion.

For more information on Help to Buy or if you have any questions please contact the team by email, click here.

Our Residential Real Estate Team

T: 020 7288 4719
Nicki Iliffe
I have worked for Bolt Burdon for over twenty years and I am a partner and became the C.O.O. (Chief Operating Officer) in 2017. Read More
T: +4420 7288 4798
Melanie Carroll
I am a Partner and Solicitor at Bolt Burdon, dealing exclusively with, and leading, our Residential Real Estate team. Read More
T: 020 7288 4712
Sarah Davies
I am a Partner and Licensed Conveyancer with over 15 years experience and am part of the Residential Real Estate team. Read More
T: 020 7288 4758
Amie Mackay
I am an Associate Solicitor and head of the New Build Real Estate Team. Read More
T: 020 7288 4705
Sonal Ghelani
I am a Partner in Residential Real Estate team at Bolt Burdon. Read More
Cathrine Williams
I am an Associate Solicitor in the Residential Property Department. Read More
T: 020 7288 4715
Krupa Shah
I am a senior solicitor in the Residential Real Estate Department. Read More
T: 020 7288 4749
Sian Farrell
I am a Solicitor in the Residential Real Estate team at Bolt Burdon. Read More
T: +4420 7288 4761
Ella Wright
I am a Senior Paralegal in the Residential Real Estate team at Bolt Burdon. Read More
Malwina Konopinska
I am a senior paralegal in the Residential Real Estate Department. Read More
T: 020 7288 4718
Cansu Iscan
I am a Senior Paralegal in the New Build Real Estate team and assist with a wide range of conveyancing transactions. Read More
T: +4420 7288 4748
Brendon Ayles
I am a paralegal in the Residential Real Estate team. Read More
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